Can I file for bankruptcy in NY without involving my spouse?

Can I file for bankruptcy in NY without involving my spouse?

We are planning to divorce sometime this year. The debt to be discharged is all mine and we own no property together.

Related :

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Need advice about filing for Chapter 7 bankruptcy?
Is there anyone would be willing to talk to me about this on AIM or Facebook? Too long to go into detail here… but a short summary: I was served today with court papers saying I am being sued by a credit card company. I am on permanent Social Security Disability. I have 2 part time jobs (one is 12.5 hours a week, the other is 7.5 hours a week) I barely have enough money to live. I just rent a tiny little room. I am 25 years old. I know I did this to myself (the credit card thing) but I can not pay them back and I’m pretty sure that my only option is to file for bankruptcy. If anyone knows anything about all this and would be willing to chat I would really appreciate it. Let me know your screen name or facebook. Thanks so much!””
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“”With the new bankruptcy laws, when they refer to dates are they referring to discharge dates or filing dates?””
For example, if you filed a chapter 13 in August, 2004 and your final payment was in August, 2009 and you lost your job and are unable to pay your debts and want to file Chapter 7 do you have to wait (based on the 6 year requirement) until 2015 (6 years from the END of the Chapter 13) or can you file in 2010 (6 years from the FILING of the Chapter 13).””
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How/can a teenager get a credit card?
I have my own money so I will be putting it on the card. Obviously my family either doesn’t have on that I can use and doesn’t trust me. So I heard there’s a card teens can get.my friend has one but I don’t talk to him anymore so I can’t ask but yea I need one so I can order stuff online and stuff
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Can we get out of our rental lease after we file for Bankruptcy?
Our lease isn’t up for another 5 months and we are filing for bankruptcy for debt reasons. We found another rental home that is only $925/mth (we are currently paying $1,400/mth). We will be talking to our attorney about this Wednesday, but I am just curious if anyone can tell me now. I am REALLY wanting to downsize so we can buy again sooner. My husband makes $75,000/yr so we can afford”””” to stay here””
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Auto loan? Just started new job.?
Well I am looking at this car and it is 5000. I just started my job 3 days ago and plan on staying there for a while but before this one I was unemployed for 8 months and did not work there long at all. I will get my dad to cosign but he is retired but has very good credit. Will this be enough to get a loan?
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Help 911! How can I negotiate a payment plan with payday lenders?
I am struggling with payday loans and have come to my wits end. I am tired of renewing and paying interest. By the time I am done, I don’t see any of my paycheck. I would like to try to pay down”””” the loan bit by bit instead of renewing all the time. Will they refuse to work with me.””””””
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Where can i apply for a loan or a quick cash? from 20k-150k?
i am in metro manila, needs cash 20k-100k, please email me or make a suggestion on where i can have a loan application (or quick cash)””
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How do you transfer car loan when you transfer ownership of car?
hello. I’m taking over my mother’s car and will also taking over her monthly payment until loan is finished off. I’ve been reading online and kind of know how to take care of transfer of title with DMV and all that. but, it doesn’t say anything about taking over seller(my mom in this case) loan. Do I just let wells fargo(her lender) know and they will switch the name(unless my credit is really bad)? or do I have to get my own new loan to pay off remaining balance of my mom’s loan first and start paying off my new loan? how does it work? Thanks””
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Are there any real credit repair companies?
I have really bad credit alone with filing a chapter 7 and a chapter 13 bankruptcy. How can I clear my credit up. And are these so called online credit repair companies legitimate when they say they can reapair your credit in 90 to 118 days? It so, do anyone know of a website that I can go to for credit repair help? Or would I have to hire a antorney to help me clear up my bad credit? I am not talking about consolidation. I am talking about credit repair. Help!!!””
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What to do if you have too many payday loans?

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Does taking out a new auto loan significantly affect my FICO scores?
I have excellent credit and am wondering if having taken out a new auto loan significantly affected my FICO scores. My FICO scores were over 800 at the time I applied for the auto loan. The MyFICO website doesn’t really tell much behind the smoke and mirrors formula. My monthly mortgage debt load is 25% My monthly auto debt load is 7% My revolving balance load is 0%
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Question about auto loan…?
I would put the loan in my parents name but I also want my name to be the primary name because I want to establish some form of credit. I have no line of credit towards me as of now. But if worse comes to worse, I might have to to get the loan entirely through my dad. Not sure if my mom and dad have that great of credit though thats the problem. Thats why I wanted to get my aunt to co-sign. But hopefully if worse comes to worse my parents credit will be good enough.””
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“”7,000 dollar auto loan i need. can i get it?””
im getting a 1990 supra turbo, its a completly rebuilt board over engine and the car is in excellent shape. i want to know what would my monthly payment be if i get this loan? i want to shoot for 48 months at 7.15% interest. and ive gotten a loan for a car before from my bank but had to have a co signer that time for $6,000 . im 44 and i still have the same job as i did 5 years ago when i got my impala, and i payed that off without missing payments, so do you think i will have to have a co signer this time? with the same bank?””
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Buyer wants to return the car after he bought it.(Private seller)?
The car was 1993 Prelude (SR-V) model. It has 200k miles on the odometer. Everything works fine on this car and i take good care of my car.The reason i was selling the car because i dad borrowed a loan from a loan shark and i was just trying to help him pay off his debt. The guys check out the car, look at the engine for a long time, and he even test drove it. The mechanic told him that the motor has been swapped which is bs because he asked me for the vin so he can check it on carfax. The brakes are bad, and so many other things. He told me that it will cost him around 6k to fix everything. He offered me 2400 on the phone but when he got to my house he asked for another 50 off so he can do smog check and i agreed to that deal and now he wants his money back. “”
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Does chase bank give mortgage loan to people with an ITIN Number?
Does chase bank give mortgage loan to people with an ITIN Number? This person has had a well paying job for 3 years and can secure a letter from its employer stating so. Also, this person has a lot of money in the back. Will chase approve him for a loan? Thank you””
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Think the payday loan place would go for this?
I have a $450 payday loan out, and I’m caught in that pay back-and-borrow again trap. I don’t see an end in sight. I was thinking of defaulting on the loan and asking if they’ll take weekly payments in lieu of cashing my check. Maybe $25-$30 a week? I know this is bad for my credit rating. I’m not asking about that. Is anyone here familiar with the industry, though? Do you think my plan is something they would agree to?””
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I’m 15 and I need money now. What do I do?
I’m getting plastic surgery on my face (mole removal) and it costs $500. My parents are making me pay every penny of it. I have about $200 and I want to get the mole removed like NOW because I want it to have maximum healing time over the summer. Only problem is I don’t have the money. I have done soo much yardwork but there’s only so many hours in the day.. and I need this money really quickly. I don’t have anything to sell on ebay/craigslist and ugh what do I do. I can’t postpone this surgery much longer.
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“”Is Mortgage payable…..a financing, investing, or operating activity?

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Which is the best website for checking credit score?
i wanna check my credit and i don’t know which is the best website.Please help
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Which trade references report to the business credit bureau to help me get a good paydex score?
i want to start building business credit. any suggestions on what steps i need?
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Just Tried to Check Credit Score?
I went to Annualcreditreport.com for my free annual report and entered my information. I checked all 3 credit reporting companies so I can see my credit from all of them. When I went to the Equifax”””” one it said We’re sorry. We experienced a system problem and we are unable to provide your personal credit report for online viewing at this time. You may want to try again later. Now Experian says (Visited)… Does this mean I lost out on my free annual report from Experian?””””””
“Can I file for bankruptcy in NY without involving my spouse?

We are planning to divorce sometime this year. The debt to be discharged is all mine and we own no property together.

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What are the penalties for check fraud?
A family member has been accused of check fraud. Apparently they wrote a check to Ace Express Check Advance for a loan using a post dated check. The loan has not been paid back and now there is a private detective looking for him, who says they will take him to court if he does not contact them within 24 hours. My question is what is the maximum penalty that this person would incur given that the check was somewhere in the range of $500 to $550? Also, what would be the penalty if he did not appear in court? Is this a federal offense or is the ammount too low?””
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Is it easier to get a Loan or a Line of Credit?
I’m not too sure of my credit rating, but I don’t think it’s bad.””
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If i sign up to a paid porn site on my credit card will my parents know?
i know that there’s millions of free porn sites in the Internet but there’s a site i really wanna sign up but i have to pay to do it i have to pay with my credit card and im afraid if i do that my dad will know like i don’t know how maybe he goes to a bank and see what i waisted my money on and see that i spent my money on a porn site and will the police and the government know i did it cause in my country its illegal to watch porn videos so i don’t want them to know well they know
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Car loan for 4000 how much do i pay monthly?
there is a car im interested in for 4000.it i got a loan for it what is the price id be paying a month for a 12 to 18 month loan? im hoping its not over 150. also on loans lets say i got a loan for 4000 and i already had 2000 saved up could i give the 2000 to the bank right away then pay the other 2000 monthly?
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Do we get home loan for buying a room in a chawl?

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What is the formula for calculating the monthly payment for an Auto Loan?
The bank is financing my wife for 9606.00 at an interest rate of 7.5%. The Term is for 5 yrs (60 months) What should the monthly payments be? I used to be able to do this, but I think I’m missing something. Here is how I did my math: I took $9606.00 and multiplied it times 7.5% and came up with $720.45. Then I added that $720.45 to the $9606.00 and came up with a total of $10,326.45. I then divided the $10,326.45 by 60 (months) and came up with a total of $172.10. Meaning that $172.10 would be my monthly payment. I went to bankrate.com and used their auto loan calculator and they came up with $192.48 The bank came up with $205.00 (I think they added credit, life, and disability) So what the HECK am I missing……Please help!””
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Primerica SMART Loan?
I’m interested in learning what you know about Primerica’s loan program that is backed by Citicorp Trust Bank. Citicorp is a huge financial institution and one would assume if their products were bad it would be all over the news. I keep reading about Primerica’s pyramid structure, but I’m more interested in their mortgage loan program. My neighbor approached me about a refi (since i’m refinancing anyway) and handed me the paperwork for the Smart Loan””””. I researched it and saw SO MUCH bad press about Primerica being a scandelous sceme””
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Is it possible to negotiate an lower interest rate for an auto loan or should I refinance my auto loan?
Has anyone done this before? What is the process?
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What is the best website to get a free credit score?

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What would be good KPIs for a new credit cards business?

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How to buy a car with no credit?
So, I’m 22 years old & I need a car. My parents can’t afford to buy me a car because my brother is going off to college next year, which is understandable. I’ve only been on my current job for about 6 months so far. What’s the best way for me to buy myself a car with absolutely no credit? I only make around $400 a month so how would I also get a cheap payment? What options do I have with most dealerships and/or my bank? With my bank I only have an ATM card for my direct deposits, so I haven’t tried to build my credit yet.””
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Making deposits into USAA Account?
I just opened a USAA bank account, one of the features that caught me was the deposit@home, which sadly I don’t qualify for. I know I can deposit checks through the mail which can take up to 5–7 business days, or that I can wire my money from another bank which can take up to 3 business days. are there any banks or atms that I can make deposits right away?””
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Paano tayo maka online inquiry sa pag-ibig loan?

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Is amazon a safe site to put ur credit card in?
My mom dose not want to get hacked
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How does someone with no credit get an auto loan?
I am 17 and I am looking to get my own car in a few months time, after I have some paychecks from work saved up. I make about $400 a week and I want to have a good chunk to put down on a car that is probably going to cost me between $9,000 and $13,000 (thats my price range, anyway) my mom says that without credit, I’m either going to have an interest rate that’s ridiculously high, or they will refuse to do one without a co-signer all together. Would it be wisest to have my parents apply for the auto loan themselves? (my mom has excellent credit), and then pay my parents the monthly payment? :) Thanks in advance!””
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“”Where can one actually get a FREE”””” credit report””
without having to give up a credit card number?””””””
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Guys what female zodiac has the best sex?
Im also very very very seductive !!
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I am doing a debate.. and i am pro illegal immigration and healthcare can anyone give me any info!?
pro illegal immigration and healthcare
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What can I do about owing the trustee money in my bankruptcy case as a result of my attorney filing wrong?
Last July I met with law firm and asked for advice about filing bankruptcy. During this meeting, and several times after, I specifically told them that I would not file if the money in my savings account had to be turned over. They assured me that they would file it in a way where it would not be touched, so I filed bankruptcy. Long story short, one of the clerks made a mistake on my paperwork concerning the value of my house, which made the money in my savings account nonexempt. That money, which I explained at my first meeting with them and several times later, was income tax money that helped me pay bills throughout the year, which is gone now. Now, almost one year later, after countless email and phone conversations and empty promises of a payment plan to the trustee to payback that money, my attorney is telling me I have to pay that money back in full asap. He assured me he could work out a deal with the trustee because they are friends but has all of a sudden changed his tune”””” and is telling me that””
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Credit score auto loan?
I have a 679 credit score looking to buy a used car at 32000 looking trade my truck 7000 plus 3000cash think I can get approved ? Also have student loans 19000 debt and credit cards pay is full each month
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Is there any REAL site in Canada where I can get a Free Credit Report?
By mail or online?
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How does the theme song to creditreport.com go?
Well I was shopping for a new car which ones me? A cool convertable or an SUV? Too bad I didn’t know my credit was whack! And now i’m driving off the lot in a used sub-compact. F-R-E-E that spells free, creditreport.com bay-be. I saw their ads on my TV, thought about going but was too lazy. Now instead of looking fly and rolling fat. My legs are sticking to my vinyl, and my posses is getting laughed at. F-R-E-E that spells free, creditreport.com BABY!””
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What are ways to check my credit score other than freecreditreport.com?
These bastards wont let me log into the account i created 1 year ago…Just wondering if there was an easier way.
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Can you shop for your own Private Mortgage Insurance?
Is it possible to have it canceled, if you haven proven good payment history? After how long?””
“Can I file for bankruptcy in NY without involving my spouse?

We are planning to divorce sometime this year. The debt to be discharged is all mine and we own no property together.

We are planning to divorce sometime this year. The debt to be discharged is all mine and we own no property together.

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“”DESPERATE FOR AUTO LOAN, BAD CREDIT, SOLUTION? PLEASE HELP?””
I have a Capital one Credit card that was charged-off that messed up my credit about 2 years ago, also I financed a used vehicle for the first time on my own and they sold me a lemon. The car just broke down in the middle of the highway after 2months ONLY and when i took it to it’s manufacture they told me that the car had been sitting under water for months and could not be fixed, it was a totalled car. So I took the car back to the dealership myself… but you know of course, I was still expected to pay for it and that messed me up. 2 years ago. Now I really want to get a loan of about 13,000 to buy a new car & finance I have the income, but a credit score of 500 has had me denied MULTIPLE TIMES everywhere. What can I do except having to wait for 7years???””
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“”Is it possible to for two people to afford a $389,000 house with?””
combined monthly gross of only $4000? Just curious…. My bf is really interested in this 1 story model home and cost $389,000, yet we don’t make a lot of money. I can easily make an additional $600–800 on top of the $4000, but I don’t even know if we should try..then get shot down for disappointment. He has VA loan that he was planning on using and his sister offered to put a good down payment for us, which I’m unsure of the percentage. I rather spend my income on a house rather than waste it away on an apartment. Do we have a chance? A realtor told my bf that I can’t co-sign if we were to buy the house because we’re not married yet, why? Is it always like that?””
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How often can I check my credit score without lowering my credit score?

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Credit card payoffs — highest interest rate or lowest balance first?
I have 4 credit cards and a loan that I owe $20K. I recently read that I should pay off the lowest balance first, but my husband thinks I should pay off the highest rate first. Any suggestions?””
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Revocation of auto loan?
I recently purchased a vehicle through ford who used a local credit union as my creditor. I signed all of the paperwork and finalized the loan, took delivery of the vehicle and had it registered in my name. It is now only 4 days later and they called to tell me that my loan was not approved, only this was not even in question the day i signed the paperwork. It was a done deal. I am confused and curious if they can do this, if anyone can tell me my rights in this matter and if they are able to do this.””
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Best place to get a personnel loan.?
Hi, has anyone recently applied for a loan and got it,just i don’t know where to try first. I do bank with LTSB but i guess they aren’tt lending.””
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Cash advance on tax return?
hello, when i file for my taxes with h&r block, how fast is a rapid refund? and how long if i dont get rapid refund? also when they tell me how much i shuld be getting back, can i go to a cash advance place and use the h&r block recipt like i wuld a paycheck stub? how long to cash advnce places give u to repay? and how much interest?””
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Which bank / financial institute offers good home loan with low interest rate for buying a FLAT?
just short listed a few options that crossed my mind — SBI home loans , Union bank of India home loans , LIC Housing finance , Co-operative banks …. Also I do not have any property to mortgage for the home loan , so what should I do? please suggest me some good options and some explaining why you think what you say is the best.””
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FakeID websites from experiance? The ones i have googled with positive reviews have been terminated? Anyone know a positive website?

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Which bank is best to get home loans for NRI?
loan with less paper work,fast and reasonable emi rates — for middle east NRI””
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What do you think of teachers going into payday loans?

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Can you file for bankruptcy while fighting a foreclosure?

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Que es el cash advance en los hoteles?

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How can i get Payday Loan?
How does a payday loan work and how could I get one if I have crappy credit? Do I have to pay the whole amount of the loan back in one payday? And how much would I have to pay back if (just as an example) I got a $1000 payday loan? Is there a lot of paperwork to fill out?
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WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?

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If i co sign on an auto loan will it effect my credit should i apply for an auto loan on my opwn?

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If i decide to file chapter 7 can i work it out to keepp my truck loan and my house mortgage?
i just need to pay off my small debt and because mentally my wife can no longer work as she has been mentally unable to for quite awhile
“Can I file for bankruptcy in NY without involving my spouse?

We are planning to divorce sometime this year. The debt to be discharged is all mine and we own no property together.

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